Workers compensation insurance protects an employer in the event of an employee or independent contractor getting seriously hurt on the job. If an employee is injured, this insurance will compensate him or her while preventing a lawsuit.

If your business has employees or employs independent contractors, workers compensation insurance is essential.

Most states require workers compensation insurance by law, although exact regulations vary from state to state. Whether or not the law requires workers compensation insurance for your business, having this coverage is a good business decision.

IT Risk Managers can help you with your worker’s compensation insurance needs. We can also help you with risk assessment. Contact us today to get started.