You, the Metropolitan Agent, are our partner, and we can assist you with understanding the risks of technology exposures and placing coverage for those exposures. We understand these risks! The key to writing this coverage starts with having access to the right markets and being able to communicate the exposure to both the underwriter and the insured.
Every company that uses computers has risks, and whether they buy coverage or not simply depends on their preference either to self-insure or to transfer the risks. IT Risk Managers is your one-stop resource for understanding and binding these new products.
Started in 2000, IT Risk Managers, Inc. is a niche insurance wholesaler. We are the industry’s premier broker of Internet & Technology Insurance. Whether you are looking for coverage for a technology company or a company that uses technology, we can help.
As an independent agent we have access to most of the National carriers such as AXIS, Beazley US, Chartis, CNA, The Hartford, Hudson, and Zurich just to name a few. In addition, we also have great relationships with a number of underwriting syndicates at Lloyds of London for those special risks.
In addition to monoline carriers, we will broker CNA and The Hartford small business products to agents.
Traditional business insurance does not fully address the needs of technology companies or companies that use technology. In fact, most traditional insurance policies have added internet-related exclusions.
Traditional business insurance claims are triggered by physical loss. Therefore, the internet has driven the need for an entirely new approach to traditional business insurance exposures: virtual triggers.
The insurance industry developed an entirely new set of innovative insurance products designed specifically to cover virtual risks and exposures.